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Tort Law

Teacher: Jim Harrison
the portion of an insurance policy that protects an individual against automobile damages or losses other than collisions. It includes damages and losses due to fire, vandalism, or theft.
a contract in which one party pays money and the other party promises to reimburse the first party for specified types of losses if they occur
the legal responsibility for damage or injury even if you are not negligent
a legally recognized excuse for a defendant's actions, such as implied consent, privilege, and self-defense, which may remove liability for certain offenses
insurance that protects drivers from those with no insurance or inadequate insurance. It compensates the insured for the personal injuries or damage the uninsured driver caused.
all law that does not involve criminal matters, such as tort and contract law. Civil law usually deals with private rights of individuals, groups, or businesses
to give up some right, privilege, or benefit voluntarily
a person under the legal age of adulthood, usually 18 or 21
a lawsuit brought by one or more persons on behalf of a larger group
a legally enforceable agreement between two or more people to exchange something of value
the person against whom a claim is made.
the failure to exercise a reasonable amount of care in either doing or not doing something, resulting in harm or injury to another person
written laws enacted by legislatures
the amount an insured person agrees to pay toward repairs before the insurance company pays anything.
legal responsibility; the obligation to do or not do something.
a system of compensating employees who are injured on the job.
a description of the person or organization, among many possible defendants, best able to pay damages and therefore most likely to be sued in a tort case
what is done to compensate for an injury or to enforce some right
money asked for or paid by court order to a plaintiff for injuries or losses suffered
a mutual agreement between two sides in a civil lawsuit, made either before the case goes to trial or before a final judgment is entered that settles or ends the dispute
a form of automobile or accident insurance (available in only a few states) in which each person's insurance company pays up to a certain share of damages, regardless of fault
the only solution, or compensation, available to a plaintiff in a particular legal situation
legally responsible
the type of coverage or insurance that pays for injuries to other people or damage to property if the individual insured is responsible for an accident during the term of the contract
exempt from penalties, payments, or legal requirements; free from prosecution
a breach of some obligation, causing harm or injury to someone; a civil wrong, such as negligence or libel
a court's decision in a civil case