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Borrowing Vocabulary

Across
Legal ability to enter into a contract
Amount of time before interest starts accumulating on charged purchases
The amount you pay to use someone else's money
The ability to make a down payment or pay for closing costs
Final payment date of a loan
Amount of time you're obligated to make payments
Total amount that a person owes to others
A way for you to buy something now and pay for it later
Down
Annual Percentage Rate
Something of value lenders can repossess if you are unable or unwilling to repay a loan as promised
A reference of how you've used credit in the past
3 digit number based on the person's credit report
Initial amount borrowed