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GVUL/GUL 101

Across
Death Benefit equals Face Amount + Cash Value
Option to elect partial settlement prior to death if insured is diagnosed with a terminal illness
Designated to receive the insurance benefit
Gives EE or Dep right to obtain an individual insurance policy w/o SOH if there is no portability
Statement frequency required by law
Home to NY Giants & NY Jets
Regularly investing the same amount in the same variable investment options
NOT included in face-to-face Will Preparation Service
Rates remain the same as the active group
Ability to continue existing life insurance coverage by paying premiums directly to MetLife
Down
Standard life insurance settlement option for death claims > $5,000
Endorsement to an insurance policy
Death benefit includes the face amount only
Sum of all Life Insurance and Investment Premiums
Backed by financial strength & claims-paying ability of MLIC
Able to manage policy on behalf of insured
No evidence of insurability required
Service offered by Hyatt Legal Plans
MetLife Stock Symbol
Regulates GVUL as a security
A program providing specialized services to Beneficiaries
Keeps the life insurance in force if participant becomes totally disabled
Automatically redistributes current cash value annually