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Insurance Crossword Challenge

Solve in 25 min for $25 on your next paycheck!
Across
Risk pooling
Payment for your insurance policy
Before insurer pays on a claim, the insured pays what?
Preferred high risk carrier
Vehicle
Insured filing for a claim
City in Italy (for a clue ask Mirsad)
Down
Licensed person to sell insurance
Duration of your insurance contract
Agent must have insurance...
Traffic accident coverage
Short for comprehensive
Payment recovery
Do Not Renew
Responsibility to other people
Potential cause of loss