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Unit 16

Across
_________ physical damage coverage helps pay for repairs for damage caused by events other than a collision
Many young people do not purchase life insurance because they usually do not have_______or debts
_______are not a source of individual health insurance
Your legal responsibility toward others who get injured while on your property or while in your care is called
The type of insurance that pays a set sum of money to survivors is
This type of insurance is used to pay off a debt if the policyholder dies before it is repaid
A health insurance policy's provision is a
A strategy for protecting against the chance of loss is called
Many_____working people lack health insurance because they cannot afford it
Down
If you want your insurer to protect certain valuable possessions, such as jewelry or antiques, you need a_______
The cost of your premium is determined in part by your rating territory, which is where you_____
A medical condition that an insurer might not agree to cover
The type of insurance that most states legally require people to carry
In the event of accident or loss, a policyholder should submit a
If you want to purchase a life insurance policy, you should expect to submit to a medical______
Allows a policyholder to switch his or her policy from term to permanent life insurance
Basic homeowners insurance covers damage and repairs for fire and theft, but does not cover_________
______injury liability protects you from financial losses in the event that you injure someone in a car accident
You do not want to end up in an assigned risk pool of drivers, because you will pay an extremely_____ premium
The main reason people today need health insurance is the______costs of health care