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Chapter 13 Vocabulary

Across
In claiming a legal right or a debt, the substitution of one person for another
A type of insurance that requires an insurance company to pay for the insured's damages regardless of who was at fault in causing the damage
To compensate a person who has suffered a loss
The insured's payment to the insurance company
A written insurance contract
Down
The policy limited of one policy are added to the policy limited of one or more other policies, increasing the available funds to the sum of all policies
The persons, types of losses, or damages not covered by an insurance policy
An assessment tool that can monitor temperature changes in the skin; often used by plaintiffs' attorneys as a way of showing that there is greater blood flow in an injured area and thereby providing a "picture of the pain"
A relationship in which one person, or entity, is obligated to act in a trustworthy relationship to the other; a fiduciary has the duty to act in the best interests of others. a common example of such a relationship is the attorney-client relationship
Surrender or give up a legal right to sue another; the document or court filing in which this right is surrendered