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Insurance

Across
Covers your car when you collide with another object whether another vehicle is involved or not
Provides coverage throughout the insured's lifetime as long as the premiums are paid as required. This kind of policy builds cash value over time
This person's insurance does not cover a renter's personal possessions
Health Maintenance Organization
All individuals owning a home should have this type of insurance -- and it is required by the mortgage company
What you pay for driving without insurance
Provides protection in the event of a legal situation
________ Theft Insurance
Pays for physical damage to your car caused by situations other than collions
The person who sells and services your insurance policies
In most cases, insurance will be charged ________.
Recipient of the policy proceeds if an insured person dies
Number of days police can remove your license plate for driving without insurance
A policy which states the amount to be paid to the beneficiary upon the insured person's death
Provides coverage for a specified period of time and provides a death benefit if the insured dies during the specified period of time
Protects you and your passengers if the person at fault does not have any insurance up to your policy limits
A person who relies on someone else financally
Specific conditions or circumstances for which the policy will not provide benefits
Down
Preferred Provider Organization
Uninsured Motorists
Pays for hospital and medical treatment
Do not move any _______ persons at an accident
Long Term ______ Insurance
A written document that serves as evidence of an insurance contract which contains the important facts on the policy owner, insurance coverage and insurer
A flat fee you pay every time you receive medical services
The type of insurance that protects a family against the loss of income when a wage earner dies.
Provides a monthly income when a person becomes disabled
State _____________ liability insurance requirements
Underinsured Motorists
Consumer who purchased the insurance policy
Helps fill in the gap between the other person's insurance and the actual amount of damages and medical bills. This is used if the person at fault does not have enough insurance to cover everything
The amount you can recover -- as your car ages its value declines
___________ Care Act 3/23/10 (Obamacare)
Amount you agree to pay for a specific kind of loss. You are agreeing to pay for an assumed responsibility for part of a larger loss or all of a smaller loss
Obtain _______ from several different insurance companies when comparing and shopping for insurance
Amount paid by customer to the insurance company for the insurance policy.
Insurance for people who are renting in a home, apartment or condo in order to protect their personal contents